Solar for all: spread the cost with finance

Solar panels are a great investment - they generate your own electricity and help you reduce your reliance on the grid. If you thought the upfront cost was a barrier, we’ve got great news. You can spread the cost of your Octopus solar panels and/or home battery with a range of finance options. This means that millions of our customers can enjoy the benefits of solar energy without needing to pay everything upfront.
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Here's how you can pay for solar panels:
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Through our partnership with DivideBuy, you can split the cost of your solar and battery installation into manageable monthly payments. We can connect you with DivideBuy, who offer finance options over 2 or 3 years at a fixed interest rate of 4.9% APR — or over 9-13 years at 9.9% APR. This makes it easier than ever to generate your own power, even if you can’t cover the full cost right away.
And the best part? By installing solar panels, you’ll start seeing huge savings on your energy bills almost immediately. Over time, these savings will help offset the cost of the panels, making this an investment that pays off in more ways than one.
Go solar with Octopus
Here's a bit more about getting solar & battery with us:
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Sunny Savings
Let’s talk about the savings a little more. According to the Energy Saving Trust, a typical household could save between £400 to £600 per year, depending on your energy use and other factors. After several years of saving on your electricity bills, your solar system will begin to entirely pay for itself; typically this takes about 10 years.
But that’s not all - if your panels generate more electricity than you use, you can also get paid for the excess through the Octopus Export Tariffs. This allows you to sell any unused solar energy back to the grid. So, not only do you save on your energy bills, but you also have the opportunity to generate some extra income.
Check out our solar savings blog for more information and detailed calculations.
We believe that clean, renewable energy should be within reach for everyone, no matter their income level. By offering a range of financing options, we’re helping to remove one of the biggest hurdles to adopting solar power - affordability. This isn’t just about making energy cheaper today; it’s about securing a greener, more sustainable future for all of us.
There’s never been a better time to make the switch to solar. Not only can you reduce your electricity costs with the right tariff, but you’ll also be doing your part to combat climate change by using clean energy straight from the source.
Join the Solar Revolution
The shift to solar energy is happening faster than ever, with over 1.6 million UK homes already equipped with solar panels.
The sun is the biggest source of energy we have, and using her power for good just makes sense. We’ve already installed thousands of solar panels on homes across the UK.
So, if you’ve been thinking about going solar but weren’t sure if you could afford it, now’s the perfect time to take the plunge. Let’s make cheaper, cleaner energy a reality for everyone, one rooftop at a time.
More from the Octoverse
Frequently Asked Questions
Get the answers to any questions you have about financing your solar panels
How much can you save with solar?
Curious about the potential savings with solar energy? Get all the details
All about export tariffs
Browse all our export tariffs to make the most of your solar savings
Our most popular system starts from £11,115
Our most popular system is a 12 panel installation with a 10kWh smart battery which costs £11,115. All costs are based on April 2026 prices.
Your solar system, designed and installed from just £6,663
Our prices start at £6,663 for a 2 panel installation with no battery, based on April 2026 prices.
What's the average cost to have solar panels installed by Octopus energy? (FAQ)
The cost of installation can depend on how many panels you need, whether you choose to have battery storage, and what size of battery you require. The cost of a panel-only installation by Octopus starts from £6,663 (for 2 panels). Our most popular system is a 12 panel installation with a 10kWh smart battery which costs £11,115 All costs are based on April 2026 prices.
You'll have the option to pay monthly with a fixed-term loan, or pay in full after installation. We'll ask you to pay a non-refundable deposit of £500 when you sign your installation agreement.
Your solar and battery system could pay for itself in 9-13 years
According to the Energy Saving Trust, a solar system can pay back its cost in 9–13 years, depending on where you live and how much time you spend at home.
Payback periods are affected by factors such as your household electricity use, your roof size and orientation, and whether your system includes a battery.
After a free consultation, our solar specialists can provide a tailored estimate of your potential savings and payback period based on your home and system design.
Solar systems increase the value of your home
Analysis by the Department of Land Economy at the University of Cambridge suggests a 16% value uplift for new-build homes with enough solar and battery storage to eliminate energy bills. A further study of over five million existing properties indicates a 2-3% value increase for existing homes with solar panels or heat pumps (versus like-for-like gas-heated homes). According to the Sustainable Markets Initiative: Sustainable Markets Initiative: Cleantech Homes report, 2024.
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Published on 3rd September 2024 by:

Samsam Farah
Writer